Set operations and Venn diagrams. week 5 MAT Essay

Set operations and Venn diagrams. week 5 MAT - Essay Example So using the example above, cars, buses and vans should be written inside the circle for land vehicles, while rafts and yachts belong to the circle for water vehicles. It is also possible that an object possesses both characteristics. For example, if you want to use a Venn diagram to organize a variety of tools based on whether it is for kitchen (circle 1) or for plumbing (circle 2), you know that scissors belong to both circles. To represent this, we write ‘scissors’ in the overlap of two circles. What if you have an object that does not have any of the characteristics represented by your circles? Then you simply put its name outside the overlapping circles, to signify that it does not belong to any of the groups. Taking the Venn diagram of tools, you know that a watering can does not belong to either kitchen or plumbing tools because it is a gardening tool. Thus, you put ‘watering can’ outside the overlapping

Liquidity Function Essay Example | Topics and Well Written Essays - 1500 words

Liquidity Function - Essay Example Liquidity preference is the desire to hold cash. The money in cash and the rate of interest which is demanded in exchange for it is a "measure of the degree of our disquietude (ICFAI Center for Management Research (ICMR), 2005)." The rate of interest, in Keynes' words, is the "premium which has to be offered to induce people to hold the wealth in some form other than hoarded money." The higher the liquidity preference, the higher will be the rate of interest that will have to be paid to the holders of cash to induce them to part with their liquid assets. The lower the liquidity preference the lower will be the rate of interest that will be paid to the cash-holders. Transaction Motive: This motive is related to the "need of cash for the current transactions of personal and business exchanges." It is further divided into the income and business motives. The income motive is meant "to bridge the interval between the receipt of income and its disbursement", and similarly, the business motive is "the interval between the time of incurring business costs and that of the receipt of the sale proceeds." Precautionary Motive: The precautionary motive relates to the "the desire to provide for contingencies regarding sudden expenditures and for unforeseen opportunities of advantageous purchases." Banks keep cash in reserve to meet unexpected needs. Individuals hold some cash to provide for illness, accident, unemployment and other unforeseen contingencies. Money under the speculative motive is for "securing profit from knowing better than the market what the future will bring forth." Liquidity Vs Profitability Short run trade-off exists between liquidity and profitability. Other things remaining constant, the more liquid a bank the lower its return on equity and return on assets (The Banker, 2004). Both asset and liability liquidity contribute to this relationship. Facts about liquidity of a bank: The more liquid a bank, the less profitable the bank Liquid assets earn less than illiquid assets. The shorter the maturity, the lower the yield. The highest yielding loans are loans with the highest default or interest rate risk and are therefore the least liquid. Asset liquidity is influenced by the composition and maturity of funds i.e. the ease with which a bank can convert assets to cash with a minimum loss (Comptroller of the Currency Administrator of National Banks, 2001). Large holdings of cash assets evidently decrease profits because of the opportunity loss of interest income. In terms of investment portfolio, short-term securities yield lower returns compared to long-term securities. As investors value price stability and therefore long-term securities pay a yield premium over short term securities, to induce the investors to extend their holding period. For banks that purchase short-term securities, this increases the liquidity but at higher potential returns. For example, in an environment where market expectations are constant for short-term treasury yields, the treasury yield curve will slope upwards, reflecting liquidity premiums that increase with maturity. A bank's loan portfolio displays the same trade-off where the loans carrying the higher yields are the least

Set operations and Venn diagrams. week 5 MAT Essay

Set operations and Venn diagrams. week 5 MAT - Essay Example So using the example above, cars, buses and vans should be written inside the circle for land vehicles, while rafts and yachts belong to the circle for water vehicles. It is also possible that an object possesses both characteristics. For example, if you want to use a Venn diagram to organize a variety of tools based on whether it is for kitchen (circle 1) or for plumbing (circle 2), you know that scissors belong to both circles. To represent this, we write ‘scissors’ in the overlap of two circles. What if you have an object that does not have any of the characteristics represented by your circles? Then you simply put its name outside the overlapping circles, to signify that it does not belong to any of the groups. Taking the Venn diagram of tools, you know that a watering can does not belong to either kitchen or plumbing tools because it is a gardening tool. Thus, you put ‘watering can’ outside the overlapping

Principles of manegement Essay Example | Topics and Well Written Essays - 1500 words

Principles of manegement - Essay Example Each level of management has its role and contribution to the overall affairs and processes of running an organisation. This is because each unit and each section of an organisation has its function and this comes together in the organisational chart of an organisation which coordinates affairs. The strategic level of management is the topmost level of management and it is involved in the long-term planning and setting the tone for the running of the entire organisation (Hill & Jones, 2012). The strategic level of management is involved with defining the tone of business and affairs because it is made up of the topmost managers who derive their authority directly from the owners of the organisation (Cole, 2013). The operational level management of an organisation consists of the middle ranked managers and they take up management roles that are based on targets and standards set by the top level management (Freeman, 2010). They take up instructions from the top of the organisation and implement them. Usually, they also give instructions to the tactical level management. They are involved in medium term planning and functional units of an organisation (Freeman, 2010). Tactical level management are in charge of the actual implementation of ideas and instructions from the operational level on the ground (Barlow, 2013). They are seen as the frontline managers and they act as supervisors to the working core and the main workers. They are responsible for short-term decision making and they deal with the operational core of the organisation. In Tesco, the CEO and the Board members form the strategic management unit. Down the line, the regional functional managers and store managers who come below the top managers in the organisational chart form the operational core. The supervisors and teams on the retail floor are the tactical managers and they take decisions that are in charge of the day-to-day running of the organisation. Management culture refers

The positive aspects of media Essay Example for Free

The positive aspects of media Essay Media is part of our everyday life. We take the knowledge we get through newspapers, television, the Internet and radio for granted and often we tend to focus on the negative influence it has on the society. In this essay I am going to discuss aspects of media which can also have a negative impact but which usually benefit the world we live in. The media is easily accessible one can buy a newspaper in any city of the world or find a television or radio signal. People know a lot more than they did a century ago. For example, media plays an important role in educating people about health and diet. There are articles in newspapers which give general tips about how to be more healthy but also stories which tell people to do regular check-ups for cancer. The fact that media is accessible and educates people might be part of the reason why modern people live longer. The fact that media is widespread contributes to the fact that it cannot be controlled by a single authority. The media brings many different views to the public and anyone who has access to the Internet can write his own opinion about the matter at hand. A few years ago in Estonia there was a conflict between two different nationalities the Estonians and the Russians. The conflict was about different historical opinions and since practice showed that the two parties cannot come to an agreement by talking things through, the Internet was a good place to find different arguments on both sides and calmly come to an agreement. Media acted as a bridge or mediator between the two sides of conflict. We can rely on the knowledge we get through the media when we have seen or heard the person who has immediate contact with the matter at hand. Our knowledge has to be reliable because otherwise we would be unable to have a justified opinion about different issues. Millions of people watched the elections of Americas president. The television helped them to develop an opinion about the worlds most powerful man and rely on the fact that he is not made up or and everything they know about him is cohering with what they have read from the newspapers. Besides the negative aspects of the media it also has a lot of positive factors. For example it is easily accessible, it mirrors many different viewpoints of different matters and it also brings us the immediate experience of the events instead of hearing about them from another source. The media has many aspects which deserve praise and which make our society to be more democratic and educated.

Implementation Factor Affecting E-governance in Uttarakhan

Implementation Factor Affecting E-governance in Uttarakhan Jitender Kumar Sehgal, Dr. Priti Dimri, Krishna Nand Rastogi Abstract e-Governance is the utilization of Internet and the world wide web for delivering government Information and services to the citizens and the other organizations. Uttarakhand is one of the leading states in implementation of e-Governance but still there are lot of challenges in effective and efficient implementation at rural level or hilly areas. This paper highlights the factors that are affecting the implementation of e-Governance in Uttarakhand it also includes a survey which takes all the factors into an account and before starting a actual survey a preliminary study conducted in order to evaluate feasibility for this questionnaire was done which confirms its acceptance. Keywords: E- governance, Common Service Centers, M-Government Introduction E-Governance refers to approach â€Å" How government utilized IT, ICT, and other web based telecommunication technologies to improve and enhance the efficiency and effectiveness of service delivery in public sector. Government of Uttarakhand has implemented a number of projects implementation of e-governance. The website of almost every government department has been launched so as to provide as their services online, for this purpose Government of Uttarakhand has launched www.uk.gov.in where we can access a short description of a particular government department and its related website links. The description of 46 departments is available on this website. In addition to large no. of Common Service Center (CSC) are also provided for convenience of rural and hilly areas of citizens . But there are some hurdles due to which hilly area/rural area citizens are not able to access e-Governance services. In this survey an attempt to collect the factors that affect the implementation of e-Governance is done so that the necessary actions can be made for its efficient and effective implementation. Common Service Centers The CSC is a strategic cornerstone of the National e-Governance Plan (NeGP), as part of its commitment in the National Common Minimum Programmed to introduce e-governance on a massive scale. The CSCs would provide high quality and cost-effective video, voice and data content and services, in the areas of e-governance, education, health, telemedicine, entertainment as well as other private services. A highlight of the CSCs is that it will offer web-enabled e-governance services in rural areas, including application forms, certificates, and utility payments such as electricity, telephone and water bills. The Scheme creates a conducive environment for the private sector and NGOs to play an active role in implementation of the CSC Scheme, thereby becoming a partner of the government in the development of rural India. The PPP model of the CSC scheme envisages a 3-tier structure consisting of the CSC operator (called Village Level Entrepreneur or VLE) the Service Centre Agency (SCA), that will be responsible for a division of 500-1000 CSCs and a State Designated Agency (SDA) identified by the State Government responsible for managing the implementation over the entire State. M-Government M-Government, is the extension ofe-Governmentto mobile platforms, as well as the strategic use of government services and applications which are only possible using cellular/mobile telephones, laptop computers, personal digital assistants (PDAs) andwirelessinternet infrastructure. M-Government is now evolving on four dimensions transforming e-Government services directly to the mobile platform, providing access to mobile technologies and application for the field workers of the public sector, enabling smart / flex working and providing citizen services any time, any where. Analysis Factor This survey considers all the factors affecting the services of e-governance at urban and rural or hilly areas. It includes major factors and all those factors are taken as question which can be answered in two different ways (yes or no) according to which we take better services and form government and suggests some specific points to government of Uttarakhand for better implementation of e-governance services. According to the survey the respondents can be classified into two categories are as follows: Rural/ Urban Citizens Hilly areas citizens Category Factors General Questions Do you access internet in your daily life? Do you have internet connection? Is there any CSC in your village ? Do you have electricity in your village? Do you have proper road facility in your village? E-governance Have you heard about e-governance and its services? Do you prefer to use governance services online? Is the access to government links or websites (c.1) Easy? (c.2) Time Saving? (c.3) Accessible from Home? (c.4) Secure and safe? Common Service Centre (CSC’s) (a) Have you ever visited CSC centre? (If Yes, Please attempt the following) (b) Where do you access CSC ? (b.1) In your city or village (b.2) Nearby your city or village (b.3) Is it easy to access that CSC (If No, Please mention the reason/reasons) (b.4) Distance to be travelled in KM (b.5) Is Proper road facility available (b.5) Is the travel expensive? (b.6) Is there any Misguidance by agents (b.7) Is the procedure Complicated ? (b.8) Are all the staff members of CSC centre available at your visiting time? (b.9) Which medium of instructions are used by the staff? (b.9.1) Hindi (b.9.1) Garhwali (b.9.1) English (b.10) Do you think the staff members at the centre are well trained? (b.11) Are the staffs co-operative? (b.12) Do the staffs ask for more money than the prescribed fee? (b.13) Are you satisfied with the cooperation of the CSC staff on duty? (b.14) Is there any delay in submission of forms at the counter? Common Service Centers Facilities (a) Do you know common service centre provides following services? (Check Yes if already known) (a.1) Issue of Birth Certificate (a.2) Issue of Death Certificate (a.3) Issue of Licenses (a.4) Issue of Dependent Certificate (a.5) Issue of Bus Passes (a.6) Issue of Dependent Certificate (a.7) Issue of Unmarried Certificate (a.8) Issue of ID-Card (a.9) Registration of Vehicle related services (a.10) Issue of Affidavits (a.11) Submission of Passport Applications (a.12) Issue of No Objection Certificates (a.13) Services to Pensioners (a.14) Issue of Marriage Certificate (b) Do you know the procedure to get the services from Common Service Centre? (c) Which services have you ever accessed from CSC centre? (c.1) Issue of Birth Certificate (c.2) Issue of Death Certificate (c.3) Issue of Licenses (c.4) Issue of Dependent Certificate (c.5) Issue of Bus Passes (c.6) Issue of Dependent Certificate (c.7) Issue of Unmarried Certificate (c.8) Issue of ID-Card (c.9) Registration with Road Transport Office(RTO) (c.10) Issue of Affidavits (c.11) Submission of Passport Applications (c.12) Issue of No Objection Certificates (c.13) Services to Pensioners (c.14) Issue of Marriage Certificate (c.15) Issue of Bus/ Train Passes. (d) Do you know that you can check the status of your queries at website of CSC centre? (If Yes, attempt the following) (d.1) Are you satisfied with the services provided by CSC’s centre? (d.2) Do you think some other services should be available at CSC centre ? If Yes, Please mention: E-Governance in Hilly Areas (e) According to you, what are the reasons due to them e-Governance is not successful implemented in Hilly Area? (Please tick from the given factors) (e.1) Illiteracy (e.2) Digital Divide (e.3) Improper Infrastructure (e.4) Shortage of funds (e.5) Government policies (e.6) Available at Short Distance (e.7) Not proper road to reach the CSC (e.8) Cost involved to visit a CSC (e.9) Non-existence of kiosks in Villages. Helps in Controlling Corruption (f) CSC is helps in controlling corruption? (If Yes, Please choose from the reasons given below) (f.1) Single window system to apply (f.2) Applying directly to CSC (f.3) Work completed with in a time period (f.4) Government officials are responsible for their assigned work (f.5) No person will have to come face to face Interaction with a government officials Which helps in to reduce corruption. General terms about Uttarakhand (g) General terms about Uttarakhand, are you already familiar? (g.1) Population 10,086,292 (g.1) Literacy rate is about 78.82% (g.2) Rural population is 69.77%. (g.3) Urban population is 30.23%. (g.4) Number of CSC centres at Uttarakhand level is 1641. (g.5)Name of Project Consultant:- Unit A – M/s Nekton IT India Private Ltd. (NIIPL) Unit B – M/s Reliance Communication Ltd Unit C – M/s Reliance Communication Ltd (g.5) Roll out of CSCs as under in – Unit A (Dehradun, Uttarkashi, Rudraprayag and Tehri ) 706 Unit B (Haridwar, Chamoli,Pauri Garhwal, Almora, Bageshwar) 1394 Unit C (Nainital, Pithoragarh, Champawat, Udham Singh Nagar) 704 (g.6) Total cost of implementing a CSCs is about Rs 2.56 crores Role of Uttarakhand Government (h.1) All government services will be put online. (h.2) Common service centres will be opened throughout the state to give single window for all government work. (h.3) State Data Centre would provide many functionalities like Central Repository of the State, Secure Data Storage, Online Delivery of Services, Citizen Information/Services Portal, State Intranet Portal, Disaster Recovery, Remote Management and Service Integration etc. (h.4) The e-District project is developed to improve the efficiency of the various Departments under the district-level to enable seamless service delivery to the citizen . (h.5) Uttarakhand State Wide Area Network (UK-SWAN) UK-SWAN project is almost in the final stage of completion by 13 establishing around 135 POPs in all the Districts, 84 Tehsils and 95 Blocks in the state. (h.6) Many Uttarakhand departments like Forest Department, Police Department, Finance Department, Tourism Department and Cooperative Department etc. are taken up for formulation of MMPs initially. Some projects are as- Gyanotkarsh (low-interest/easily repayable loans to all government employees and teachers for purchase of computers for the home segment), Aarohi (distribution of Computers in schools), Shikhar (Computer education through colleges), Shiksha (Provide training to teachers of government/ non government schools) Conclusion Improvement in the e-Governance services in rural or hilly areas is needed for its overall effective and efficient implementation. This questionnaire also helps to find some factors are considered due to which rural or hilly area people are not able to access e-Governance services and setting the stage for the transformation from e-Government to m-Government. References: Home.nic.in/projects/e-district-uttarakhand www.uk.gov.in Egov.elesonline.com/2013/03/e-governance-in-dev-bhoomi Itda.uk.gov.in/pages/displays/995-csc http://www.census2011.co.in/census/state/uttarakhand.html http://itda.uk.gov.in/pages/display/995-csc http://en.wikipedia.org/wiki/State_Wide_Area_ Network https://sites.google.com/site/uttarakhandswan/ Appendix A questionnaire on survey of Implementation Factor That Affect E-Governance In Uttarakhand. Please take few minutes to fill out the questionnaire. 1.Name: 2.Gender: Female: 3.Age: 18-25 25-35 35-45 45-55 55-65 65-70 4:City/Village: 5:State: (b.10) Do you think the staff members at the centre are well trained? (b.11) Are the staff co-operative? (b.12) Do the staff ask for more money than the prescribed fee? (b.13) Are you satisfied with the cooperation of the CSC staff on duty? (b.14) Is there any delay in submission of forms at the counter? Common Service Centre Facilities (a) Do you know that common service centre provides following services? (Check Yes if already known) (a.1) Issue of Birth Certificate (a.2) Issue of Death Certificate (a.3) Issue of Licenses (a.4) Issue of Dependent Certificate (a.5) Issue of Bus Passes (a.6) Issue of Unmarried Certificate (a.7) Issue of ID-Card (a.8) Registration of Vehicle related services (a.9) Issue of Affidavits (a.10) Submission of Passport Applications (a.11) Issue of No Objection Certificates (a.12) Services to Pensioners (a.14) Issuance of Marriage Certificate (b) Do you know the procedure to get the services from Common Service Centre? (c) Which services have you ever accessed from CSC centres? (c.1) Issue of Birth Certificate (c.2) Issue of Death Certificate (c.3) Issue of Character Certificate (c.4) Issue of Licenses (c.5) Issue of Dependent Certificate (c.6) Issue of Bus Passes (c.7) Issue of Dependent Certificate (c.8) Issue of Unmarried Certificate (c.9) Issue of ID-Card (c.10) Registration with Road Transport Office (RTO) (c.11) Issue of Affidavits (c.12) Submission of Passport Applications (c.13) Issue of No Objection Certificates (c.14) Services to Pensioners (c.15) Issue of Bus/ Train Passes (d) Do you know that you can check the status of your queries at website of CSC ? (If Yes, attempt the following) (d.1) Are you satisfied with the services provided by CSC’s ? (d.2) Do you think some other services should be available at CSC ? If Yes, Please mention: E-Governance in Hilly Areas According to you, what are the reasons due to them e-Governance is not successfully implemented in Hilly Area? (Please tick from the given factors) (e.1) Illiteracy (e.2) Digital divide (e.3) Improper infrastructure (e.4) Shortage of funds (e.5) Government policies (e.6) Available at Short distance (e.7) Not proper road to reach the CSC (e.8) Cost involved to visit a CSC (e.9) Non-existence of kiosks in Villages. Helpful in Controlling Corruption (f) CSC is helpful in controlling corruption? (If Yes, Please choose from the reasons given below) (f.1) Single window system to apply (f.2) Applying directly to CSC (f.3) Work completed within a time period (f.4) Government officials are responsible for their assigned work (f.5) No person will have to come face to face with government officials which helps in reducing corruption.

Special Education Needs Policy Essay -- Education, inclusion

Introduction Early years providers regardless of type, size or funding must comply with the legal requirements set out within the Early Years Foundation Stage ( EYFS) so as to meet the needs of all children within the setting (DCSF 2008a, p11). The objective of this report is to critically evaluate the Special Educational Needs Policy used in a setting which support anti discriminatory practice and promote inclusion (appendix 2). Within the context of a faith based early years setting in Dewsbury. The Warnock Report (Special Educational Needs1978) introduced the concept of ‘inclusion’ in the form of ‘integration’ with regard to children with special educational needs, suggesting that mainstream settings would be preferable to ‘Special Schools’. Gates and Edwards (2007) outline, prior to this report, the terms â€Å"Handicapped† or â€Å"Educationally subnormal† were acceptable terms, based on an apparent culture of a medical model, where the disabled person is the problem, governed by their disability. An example might be a child labelled with Down ’s syndrome as their identifying features, instead of their name (Courtman 2010). As legislation has continued to develop, so have attitudes towards disability. The Disability Discrimination Act 2005, set out duties for employers and many public services. Further changes arose from the Educational Needs and Disability Act 2001. It became unlawful to discriminate against disabled children, and by 2004, â€Å"...reasonable adjustments...† were expected to improve access within the physical environment, for disabled people. The introduction of the Children Act 2004 saw the introduction of the Every Child Matters (ECM) (DCFS 2008d). In addition the publication Removing Barriers to Achievement ... ... re-evaluate and challenge anti discriminatory practice at a cultural level however the changing of others attitudes can be difficult but not impossible. Article 23 of the UN Convention on the Rights of the Child (UNCRC) (UNICEF 2007, online) recognise the disability of a child should not reduce the child’s right to education and children with any kind of disability has the right to special care and support. â€Å"Equality of opportunity means that each individual in society experiences opportunities to achieve and flourish which are as good as the opportunities experienced by others† (Griffin 2008, p.12). TTRB (2009) Models of Disability and Special Educational Needs. [Online]. Available: http://sen.ttrb.ac.uk/ViewArticle2.aspx?Keyword=Special+Educational+Needs&SearchOption=Phrase&SearchType=Keyword&RefineExpand=1&ContentId=15708 [27/12/2010]